When does secure payment systems get secure?” asked a member of the public on a Facebook group for the PayTM Secure Network.

The group asked for a way to ensure payment was handled securely by a mobile device.”

The paytm payments system is insecure because it uses a smartphone app.

You can’t see what is happening on the mobile device, and the phone is not encrypted.

You cannot use a secure payment app to get payment,” said the member.

Paytm has said it is working on ways to make mobile payment more secure.